I am relatively new to the insurance world and often, whilst navigating my way through the complexities that seem to surround insurance, I discover new things and more often than not I am pleasantly surprised at the outcome.
I thought I would share my last escapade with you all in case, like me, you are not entirely sure what can be claimed under the JWS Motor Insurance policy. It was such a simple accident that I didn’t think I could make a claim, and it was only later when I was complaining about how stupid I had been that one of my colleagues piped up and said it was all covered under my motor insurance policy.
One very fraught Friday morning, running a little late as usual, I reversed out of my garage and straight into another car. The other car was undamaged but my bumper on one corner was badly dented, and the light smashed. I was furious with myself – a small accident that would cost me a lot of money! The following week I sent it off for repair and luckily, as one does now, I took photos at every stage of the process – after the crash, during the repair work and afterwards. The accident happened on private property and I hadn’t involved the police so I presumed the insurer wouldn’t want to know about it.
However, it turns out that none of that mattered, I filled out a form and drew a little diagram to explain the incident, sent it over to the Pink team along with the photos and the invoice for the repair work and a couple of weeks later I was reimbursed, no excess required. It was extremely easy, and I was thrilled. I hadn’t had to pay out of pocket and my initial pay out for fully comprehensive insurance was totally worth it.
If you would like to learn more about JWS Motor Insurance, or to get a quote please click here.