JWS Surgery Insurance
High-quality cover for your medical premises.

For anyone who manages or owns a medical facility such as a surgery, practice, or health centre – the details of your insurance cover matter more than most. This is because you have the regulatory requirements of covering the physical premises such as the building and the stock levels, plus you have the added intricacy of covering yourself against any medical malpractice/liability.
What’s more, most surgeries rely on a team of employees to deliver the service – so WIBA cover becomes vital. And to top it all off, many surgeries see a large amount of footfall (visitors and patients) so it’s crucial that your public liability provision is extensive and robust.
JWS Surgery Insurance has been specifically designed for doctor’s surgeries, GP practices and medical centres – so when you take out cover with us, you can be sure that your insurance cover reflects the unique ins and outs of your business.


Surgery insurance that is simple and affordable.
With our vast experience of the medical profession, we wanted JWS Surgery Insurance to offer the right mix of standard and optional benefits. The following benefits are therefore included on all surgery policies:
- Contents and Stock
- Damage to glass, blinds and signage
- Damage to refrigerated stock
- Loss of Money
- Theft by staff
- Loss or damage to portable equipment
- Goods in Transit
- Equipment breakdown
- Business Interruption
- Employers’ Liability
- Public and Product Liability
- Medical Malpractice
And the following benefits are included as optional add ons:
- WIBA occupational or 24 hour cover
- Buildings
- Terrorism