The law on data protection of most jurisdictions sets out a number of different criteria based on which a company may collect and process your personal data, including:
In specific situations, we can collect and process your data with your consent. We will ensure that consent is requested from you in an explicit manner.
For example, when you tick a box to receive email newsletters when you make an online enquiry.
When collecting your personal data, we will always make clear to you, which data is necessary in connection with a particular service. All data provided by you will be used for legitimate purposes only and the company undertakes to use such information only in connection with services you will normally expect from us.
Consent for minors
Children are deemed to have the same rights as adults over their personal data. For children under 16, we will ask for the consent of the person holding parental responsibility for them and we will most probably process their data in different manner from that of adults.
In certain circumstances, we need your personal data to comply with our contractual obligations.
For example, if you request a quote for an insurance policy, we would require you to furnish us with your medical history or say value of your assets you want insured in order for us generate you a quote.
If the law requires us to, we may need to collect and process your data.
For example, we can pass on details of people involved in fraud or other criminal activity affecting the Group to relevant law enforcement.
In specific situations, we require your data to pursue our legitimate interests in a way which might reasonably and legally be expected as part of running our business and which does not materially impact your rights, freedom or interests.
For example, we will use your purchase history and your address details to send you direct marketing information by post or via email telling you about products and services that we think might interest you.
In specific situations, we may be required to process your data to protect or save your life.
For example, in the unfortunate scenario where by you need urgent hospital treatment due to a medical emergency and we need to be able to generate a guarantee of payment from your insurer or get extensions of stay in order for you to receive the treatment you need.