Life Insurance.

Helping you to safeguard the finances of your family or business.

Travel insurance for business and pleasure.

Our 28 years’ experience in the market has taught us that when it comes to life insurance it’s not worth leaving things to chance.

Its one of the most important products that we offer, as it helps you to safeguard your family’s or your businesses’ finances in the event of death.

JW Seagon offers a range of plans (both individual and group) including JWS Protect – our most simple and easy to set-up option.

Our expert team will be on hand to guide you through the process and outline our product range in more detail. Together we will establish the level of cover you need and what the best payment terms are for you. We will remove the stress and complexity and leave you with peace of mind.

Life insurance is one of the most important products
For anyone wanting quick and easy life cover, JWS Protect could be just the ticket.

Covering all eventualities.

There isn’t one single reason to purchase life insurance, it’s always down to the specific needs of the individual. So, in order to help our clients and customers understand it in more detail, we’ve developed a range of real-life scenarios and show the potential impact it has on our lead character “Life”.

The scenarios below cover the key reasons why someone would purchase insurance. Simply click on any scenarios which are relevant to your personal circumstances, and see how JW Seagon helps you protect the things you love by ensuring their financial safety.

Please click on the scenarios below for further information.

Protecting your child's future...
Taking care of dependants...
Paying off debts...
Replacing primary income...
Protecting against a critical illness or disability...
Protecting a business...
Enjoying those moments in life...
Covering funeral expenses...

Life insurance for companies.

Life insurance for business owners is an excellent asset that can be utilised for many eventualities. Having the right insurance in place could make the difference between your business surviving or going under.

Group Life Insurance:

Group Life Insurance supplies each employee with their own life insurance policy, ensuring that in the event of their death their family and loved ones are taken care of.

A key advantage of group life insurance for businesses is that the group members can get coverage at a lower rate than if they bought an individual policy. It is viewed by employees as a valuable benefit and helps to reward and motivate staff, thus improving productivity and retention.

Key Person Insurance (Key Man Insurance):

Key Person cover is life insurance that a company purchases as protection against the death of an employee whose contribution to the business is critical. This could either be a business owner or a key employee, whose immediate absence through death would have a negative impact on the business.

Key Person Insurance helps your business to cover the financial losses, such as hiring a replacement, making up any losses incurred or paying off debts or severance packages if the business needs to close. Fundamentally it ensures that business can continue uninterrupted and that all the employees who depend on the business have a secure future.

Buy- Sell agreements:

If you have a business partner, you may want to consider purchasing a buy/sell agreement. In this arrangement, you and your business partner will own policies covering each other’s lives. If the first business partner passes away, the other receives a death benefit that can be used to buy the remaining half of the business. This results in a cash payment to the deceased’s family, as well as security for your business to continue operating without any external influence.

JW Seagon - The Life insurance companies we work with

For more information or to receive a quote on JWS Life Insurance, please contact us.