Important Update on Motor Insurance Policies

At JW Seagon, we are committed to keeping you informed about the latest developments in the insurance industry. Recent guidance from the Insurance Regulatory Authority (IRA) and the National Transport and Safety Authority (NTSA) has introduced significant changes to motor insurance policies in Kenya. Here’s what you need to know:

Temporary Insurance Covers for New Vehicle Owners

Insurers will now provide temporary insurance covers valid for up to three months for individuals who have recently purchased a vehicle. This allows time for the new owner to register the vehicle in their name with the Registrar of Motor Vehicles.

Proof of Registration Required

Insurers will not renew temporary covers or issue annual policies without proof that the vehicle is registered in the policyholder’s name. This means you must complete the registration process before your temporary cover expires.

Ownership Transfer Deadline

According to NTSA regulations, it is unlawful to keep or use a vehicle for more than 14 days after purchase without completing the ownership transfer. This rule applies to all vehicle buyers in Kenya.

What This Means for Vehicle Buyers and Sellers

Buyers: Ensure you complete the ownership transfer within 14 days of purchase and provide proof of registration to your insurer before the temporary cover expires.
Sellers: Remind buyers about these requirements to prevent insurance complications.

Steps to Take

When requesting an insurance certificate or policy renewal, always present a copy of your logbook showing your name as the registered owner.
If you have any pending ownership transfers, act promptly to align with NTSA regulations.

How to Transfer Vehicle Ownership

To transfer vehicle ownership in Kenya, follow these steps:

Log into your E-Citizen account
Select the NTSA service portal
Navigate to the motor vehicle tab and select “vehicle transfer”
Upload the required documents, including the original logbook
Pay the transfer fee
Complete the process by accepting the consent notification

Remember, the transfer process must be initiated by the seller and completed by the buyer through their respective E-Citizen accounts.

These changes aim to ensure compliance with regulations and improve the accuracy of vehicle ownership records.

While we are unable to facilitate NTSA vehicle ownership transfers on your behalf, most car dealers often have contacts who can assist with this process. Additionally, companies such as Langata Link provide this service for a fee and may be a convenient option for you.

Stay informed, drive safely, and ensure your vehicle is properly insured and registered.