Home insurance (also known as household insurance) is one of the most important insurance products on the market. It’s no secret that people take great pride in their home and spend a huge amount of time and effort in making it their perfect place, often at great expense. With this in mind, high-quality home or household insurance is paramount as it needs to give all-round protection to your prized asset.
Home insurance is split into two areas. Firstly, it covers the physical structure of your home – this is known as buildings insurance or buildings cover. Secondly, it covers all the items or possessions inside the home – this is known as contents insurance or contents cover.