Farming and agricultural insurance made easy.

Horti Plan.

Farming and agricultural insurance made easy - Horti Plan

Any business operating in the farming, agricultural or horticultural industry will understand risks and hazards better than most. From fires to adverse weather conditions, to issues with goods in transit – there are a lot of factors that need to work in your favour to ensure your supply-chain remains intact.

So, when it comes to farming and agricultural insurance (also known as horticultural insurance) it’s perfectly clear that a standard, generic insurance plan will not suffice. This is because your business insurance needs to be able to react to the unique intricacies of your industry. What’s more, your insurance plan also needs to pay out in the event of any claim, and this is much more likely when you have a specialist farming and agricultural insurance plan in place.

Putting farmers and farm owners in control.

Whether your business produces flowers, fruit, vegetables, or other crops – Horti Plan has a wide range of benefits to cover all eventualities.

Our policy is provided on a full “all risks” basis, so whatever the peril, you will always feel protected and safe. Furthermore, we have teamed up with top quality local Insurers to provide you with this unique, competitively-priced policy, which is designed around your unique operations.

Key benefits include:

  • Full “all risks” cover for all your assets including cut stock.
  • Storm damage included on greenhouses.
  • Riot, civil commotion, and malicious damage included as standard.
  • Policy written on a full reinstatement basis.
  • Consequential loss on a full payroll basis.
  • Public and products liability included as standard.
  • WIBA and employers liability included as standard.
  • Goods in transit available.
  • Political violence and terrorism available as an optional extension.

Supplementary benefits include:

  • Optional business interruption cover.
  • Loss of money up to chosen limits.
  • Theft by employees up to chosen limits.
  • Worldwide cover on portable office equipment up to chosen limits.
  • Goods in transit cover up to chosen limits for stocks or other mobile equipment.
  • Mechanical and electrical breakdown up to chosen limits.

Horti Plan is the go-to product for anyone operating in the horticultural, farming, and agricultural sectors. It’s tailored to your needs, comprehensive and attractively priced. That’s why we can say confidently – Horti Plan will help your business to flourish and bloom!

For more information or to receive a quote on Horti Plan, email [email protected] or call +254 (0) 709 455 026.